Just a note on all things Christmassy … remember you’ll end up in credit card debt by January if you’re not careful …. so note this Grinchy reminder. Got it?
And if you really get a kick out of spending, (still!!), just fantasy shop. SO much cheaper! And still fun … And this year, make it a resolution to try, try, try to NOT SPEND MONEY ON SHIT YOU DON’T NEED. If you just do that one thing, you’ll be richer.
Oh, and remember, New Years resolutions are a total crock. Just decide to be richer next year instead.