http://jogirl.com Personal financial advice & tips for women Sun, 05 Feb 2012 09:00:40 +0000 http://backend.userland.com/rss092 en Loving these inexpensive monogram platters. Large one $45. Lambskin leather handbag, $115US. And this labdradorite sterling silver ring for $96 USD. Did you hear Etsy.com is launching an Australian site next month? Can't wait. http://jogirl.com/etsy-love-inexpensive-gifts/ 2012. Didn't that used to seem like a long way away? So the New Year has started, you're back to working hard (or thinking about being on holidays while back at work), it feels like you never had a holiday, and all that stuff. Well, cheer up - time to start ... http://jogirl.com/2012-already-thought-about-how-youre-going-to-get-rich-yet/ Just a note on all things Christmassy ... remember you'll end up in credit card debt by January if you're not careful .... so note this Grinchy reminder. Got it? And if you really get a kick out of spending, (still!!), just fantasy shop. SO much cheaper! And still fun ... ... http://jogirl.com/happy-christmas-how-to-get-rich-in-2012-dont-spend-money-on-shit-you-dont-need/ If you're not going to take advantage of this strong Aussie dollar by heading overseas to shop, there's still a few ways to take advantage of our currency without even leaving your desk.  Here's a few websites I love ... [caption id="attachment_732" align="aligncenter" width="300" caption="Butterflies collage, rowantreedesign shop at Etsy"][/caption] www.etsy.com - ... http://jogirl.com/strong-aussie-dollar-online-shopping-heaven/ More than a decade ago now, I remember thinking my mum was SO daggy because she couldn't believe I'd paid $90 for a pair of jeans. In 1998, when Gettin Jiggy Wit It was Number 1, I was (trying) to rock a VERY expensive pair of  ... Whatever They Weres. ... http://jogirl.com/you-paid-how-much/ Well, yes and no. Well, no. Kind of - maybe. If you love it? Yes. Arrgh. Buying something you really don't need is hard when you're saving for something like paying off debts or a house deposit or a mortgage. But constantly denying yourself the things you love all the time is ... http://jogirl.com/is-it-ok-to-spend-money-on-things-you-dont-need/ I love wandering around the markets in whatever city I find myself in these days. And if I can't, shopping on handmade and artisan website Etsy is the next best thing for me. I love it. Love. Here's my favourites from today. I Love My Boots framed print, $30 US. Custom rings with ... http://jogirl.com/more-etsy-love/ Aussie readers, Mother's Day is just around the corner -- May 8th. Here's my compiled list of easy and relatively cheap things to get yer mum. In other financial news, keeping her happy will also mean you'll be good for loans from her for the rest of the year :) Online ... http://jogirl.com/mothers-day-gifts-that-wont-break-your-budget/ For those of you struggling away at your Nine-to-Five, not-paying-you-anywhere-near-enough jobs, here's some weekend escapism ... a list of jobs you NEVER knew existed. So next time you're worried about your really annoying boss .. spare a thought for deodorant testers worldwide. Pe-ewww! Here's the article ...... my favourite - and ... http://jogirl.com/theres-gotta-be-an-easier-way-to-make-a-living-jobs-jobs-jobs/ Forget all that stuff about making a New Year's Resolution and sticking to it. It is all crap. Are you really going to do that yoga DVD every day for the next 365 days? Nup. Zero chance. But there are some simple things you could decide to do this week ... http://jogirl.com/new-years-resolutions-are-a-crock-just-decide-to-be-richer-in-2011/